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Full-time

Sr. Full Stack Software Engineer - Product Engineering

BettermentNew York, NYPosted May 26, 2026

$170k–$195k/yr

About Betterment:

Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease.  We’re headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office, with no required office days during the summer and winter holidays).

About the role

The Product Engineering teams at Betterment build the applications our customers use when they are logged in to their Betterment accounts. We are looking for Senior Full Stack Engineers to join us in furthering our mission to make people’s lives better by providing delightful experiences that have been Betterment’s hallmark since inception.

Our software guides customers through the most important life events in their financial journey. Whether it’s saving to buy a house or planning for retirement, hundreds of thousands of people rely on us to invest and save their money. If you are passionate about financial wellness and are driven to solve complex problems that make saving and investing simple, this role is for you.

As a Senior Full-Stack Engineer, you’ll work collaboratively with our Mobile, Product, and Design functions to guide and delight our customers on their financial journey. 

This role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. 

  • New York City: $170,000 - $195,000

This job may also be eligible for variable compensation in the form of a company incentive bonus.

A day in the life

  • Lead medium-to-large scale initiatives, partnering with teammates and adhering to software development best practices in order to ship high quality software continuously and iteratively.
  • Collaborate with our Product & Design teams to build delightful experiences that help our customers save and invest. 
  • Balance innovation with the need to maintain application performance and security.
  • Maintain a high bar of excellence in your work quality, setting an example for and mentoring less experienced Engineers to do the same.
  • Create efficiency. Our software helps customers save time and money. We maintain it through clean code, rigorous testing and pragmatic programming
  • Collaborate with purpose. You’ll work in small groups with other talented Engineers and figure out how to make Betterment’s software better.
  • Contribute to an environment of open communication, where engineers feel empowered to share ideas and take initiative to solve problems that contribute to achieving company objectives.

What we’re looking for

  • Strong experience in object-oriented programming; Ruby on Rails is preferred. Experience with Java, Python, C#, or Node.js is welcomed.
  • Proficiency in building frontend applications using React.js or a similar framework
  • Experience building APIs using GraphQL.
  • Proficiency with relational databases, including designing schemas and writing detailed SQL queries.
  • A strong command of fundamental algorithms and data structures.
  • Proven ability to lead and manage projects that span one or more teams, considering tradeoffs to ensuring on-time delivery while maintaining high standards of quality, performance and security.
  • Passion for building delightful front end interfaces and components.
  • Passion for ongoing learning and knowledge-sharing.
  • Adept at approaching complex engineering challenges with innovative and unconventional solutions.

Join a team built on these core values

We change lives

Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease.

We set audacious goals

We set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.

We value all perspectives

When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.

We simplify financial services

We’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA.

 Our Commitment to Your Total Well-being:

  • We offer a competitive suite of benefits, including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options
  • Ownership: Equity for all employees, including new hire and refresher grants.
  • Time: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year.
  • Growth: Company-paid professional coaching for all employees.
  • Wealth: Day-one 401(k) match plus matching on qualified st

This role is sourced from Betterment's public careers feed. The Apply button opens their site in a new tab.

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